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Jewelers Block Insurance 

Keeping your jewelry and inventory safe

 

Get insured

Safeguarding your merchandise—in your store and on the move

Jewelers block insurance is built to protect your merchandise wherever it is—on your company’s premises, in transit, or at an event. It protects against common risks including theft, loss, and damage. 

Primary coverage includes:

On premise inventory

Protection for merchandise kept at your business location.

Travel protection

Coverage for your inventory while it’s being transported for business purposes.

Workmanship coverage 

If an item is accidentally damaged while being serviced or repaired, you’re protected.

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Customizable coverage options

Every jewelry business is unique, and your insurance should reflect your company’s distinctive model. We offer personalized jewelers block coverage options to enhance your jewelry store insurance policy, giving you the flexibility to build the coverage that provides solutions for your specific needs.

Below are just a few of the options available. Let’s connect to find the right solution for you.

  • Giftware including breakage
  • Merchandise left out of safe when closed for business
  • Bank vault coverage
  • Show window coverage
  • Money on & off premises
  • Furniture, fixtures, equipment, improvements & betterments
  • Patterns, molds, models & dies
  • Merchandise given to another jeweler in the trade
  • Jewelry given to customers on approval
  • Wearing coverage
  • Personal conveyance / travel coverage
  • Trunk show coverage
  • Trade show coverage
  • Overnight shipping via FedEx, UPS or the like
  • Shipping via armored services or air freight
  • Shipping via USPS Registered Mail or USPS Express Mail
  • Employee theft coverage

Can you afford to go without it?

Running a jewelry business isn’t just about making sales. It’s also about safeguarding the high-value inventory that powers your livelihood.

 

The risks are real - are you prepared?
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Protect yourself from workmanship errors

If a customer’s engagement ring is damaged during the repair process, you’re on the hook for the cost of fixing it—unless you have coverage under your jewelers block insurance.

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Self-insuring seems like a savings—until it’s a loss

Skipping insurance might feel like a way to cut costs, but one major incident could cost you everything. A fire, burglary, or total loss without coverage could force you to shut down for good. With jewelers block Insurance, you have the financial protection to recover and rebuild.

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Crime targets jewelers

Your inventory is valuable, and criminals know it. Theft, burglary, and fraud are constant threats within the jewelry industry. Make sure you have coverage that protects your business if it becomes the victim of a crime.

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Natural disasters don’t wait

Floods, fires, earthquakes. No one expects them, but they happen. When disaster strikes, you shouldn’t have to choose between protecting your business and prioritizing your safety. With the right insurance, you don’t have to.

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Find a trusted agent

With experts across the U.S. and Canada, we're ready to help you identify the coverage that best fits your business needs.

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Already a policyholder and have questions?

Send us an email or give us a call at 800-339-9124 and we’ll connect you with your agent.